If some of my animals die, is my policy adjusted?

January 19, 2021

If insured cattle or hogs die, there is no adjustment made to a producer’s policy. LPI advises producers when calculating their weight for a policy to account for potential death loss during the policy. All LPI policies are subject to random audit by their Insurer. Producers may want to consider calculating a weight variance to insure below their total target weight to ensure audit compliance is met in the case of unforeseen death loss or overestimated weight gain on insured animals.