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Home / FAQs / What happens to my policy if I sell my cattle earlier than my eligible claim windows or decide to retain ownership?

Frequently Asked Questions

What happens to my policy if I sell my cattle earlier than my eligible claim windows or decide to retain ownership?

January 19, 2021

Selling livestock outside of the claim window for the policy does not alter or void the contract. The program is not meant to change marketing decisions for the insured, only to offset risk. If the insured livestock cannot be marketed in the claim window, there is no adjustment made to the producer’s LPI policy. The producer can make a claim if it pays to do so but is also encouraged to match the claim to the time the insured cattle will be marketed. Producers must ensure they meet the eligibility requirements to be in compliance with their Contract of Insurance (60 continuous days of ownership for Feeder and Calf policies, and four weeks prior to the claim window for Fed policies).

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